I have a friend who is around 4 years older than me, he is in his 70’s. We have been talking once a week for about seven years.
He would like to retire, but his business is in decline, and there is nothing to sell: he is a glorified self-employed person.
Since I have known him, he bought about 15 money making programs, only to drop them after a weak attempt, after losing money with it, or even without trying.