All people are stingy but don’t know it. (stingy: unwilling to give or spend; ungenerous)
Why? Because when you say stingy, you also need to specify what way. How. What they are not willing to give, reciprocate, provide, spend or invest in, because that is what they are stingy with.
And unless you know what lands as stingy in the world, for another, you cannot change it because, I think, you are justified.
You don’t have enough. You don’t see that it is necessary. Or it would render you below another… somehow.
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